Good News Bad News On Using A Credit Repair

Good News Bad News On Using A Credit Repair Firm

If you do a search on the term credit repair in Google, the first website that comes up in the natural listings is the Federal Trade Commission. And the first thing they discuss is that people should really do their own credit repair work.

The reason why? Because of all the scam artists out there that profess to be an expert on credit repair and take advantage of many unsuspecting consumers. And they use every trick in the book to misrepresent the services they provide. The worst part of it (other than losing your hard earned money) is that they can actually do more damage to your credit score.

There are a lot of very good and honest organizations that can help you repair your credit score. Such as local civic organizations, churches, and legitimate non-profit agencies that will guide you through the maze. Our credit system has a lot of zigs and zags and it can be confusing to someone not familiar with the terms and laws that govern the industry.

And it does require some diligent effort on the consumers part. And these days there are way too many companies that grant credit just to make a sale and…